How To Send Money On Whatsapp

Hey there! Sending money on WhatsApp has never been easier! In this article, I’ll guide you through the step-by-step process of how to send money to your friends and family using this popular messaging app. So, let’s get started!

Setting Up WhatsApp Payments

Before you can send money on WhatsApp, you need to set up WhatsApp Payments. This feature is currently available in select countries, so make sure it’s supported in your region. To set it up, follow these steps:

  1. Open WhatsApp on your smartphone.
  2. Tap on the three dots in the top-right corner to open the menu.
  3. Select “Settings” from the menu.
  4. Scroll down and tap on “Payments.”
  5. Tap on “Add New Account” to link your bank account.
  6. Follow the on-screen instructions to verify your phone number and set up your account.
  7. Once your account is set up, you’re ready to send money!

Sending Money to Contacts

Now that you have WhatsApp Payments set up, it’s time to send money to your contacts. Follow these steps:

  1. Open a chat with the contact you want to send money to.
  2. Tap on the attachment icon (paperclip) next to the text input field.
  3. Select “Payment” from the menu.
  4. Enter the amount you want to send and add a note if desired.
  5. Tap on the send button.
  6. Enter your UPI PIN (Unified Payments Interface Personal Identification Number) to authenticate the transaction.
  7. Once the transaction is successful, both you and the recipient will receive a notification.

Isn’t it convenient? You can quickly send money to your friends or family without even leaving the chat!

Security and Privacy

WhatsApp has implemented several security measures to ensure the safety of your transactions. All payments are secured with end-to-end encryption, meaning that only you and the recipient can access the payment details. WhatsApp also requires a UPI PIN to complete the transaction, adding an extra layer of security.

It’s important to note that WhatsApp doesn’t store your payment information on their servers. All transactions are processed through your linked bank account’s secure infrastructure. However, it’s always a good practice to keep your device and WhatsApp account protected with strong passwords or biometric authentication.


WhatsApp Payments revolutionizes the way we send money to our loved ones. With its user-friendly interface and robust security features, it’s no wonder why more and more people are opting for this convenient payment option. So, why not give it a try? Set up WhatsApp Payments today and start sending money effortlessly!